Our Premium Wealth Management service for clients with investment portfolios in excess of £100,000 or those with more complex planning needs. We will often work in conjunction with your other professional advisers to ensure our advice “dovetails” with other planning you may be undertaking.

Core Services

Full Financial Health check to include

  • Cash Flow Modelling
  • Comprehensive Needs Analysis & Strategy review
  • Scientific “Attitude to Risk” analysis
  • Mortgage & borrowings Review

Cost effective consolidation to a Wrap platform

  • Tax wrapper optimisation - ISA/SIPP etc.
  • Simple rebalancing service to maintain your chosen risk profile
  • Constant review of provider to ensure cost efficiency

Portfolio Management Service

  • Tactical adjustments to asset allocation
  • Regular rebalancing of asset allocation to tactical position
  • Annual printed Portfolio Review document
  • 24 hour access to valuation and performance data

Regular Review meetings

  • At the frequency of your choice (qtrly/mthly/annly)
  • Face to Face or over the telephone
  • Venue to suit you
  • Full access to consultant at any time

Comprehensive Tax planning service

  • Inheritance, Income and Capital Gains tax planning (an additional charge will probably apply for this service)

Liaison with your other professional advisers

  • Providing updates to accountants or solicitors as required
  • Supply of tax year end information to accountant
  • Copy correspondence issued to relevant parties
  • Source specialist advice for sophisticated tax planning needs
  • Sourcing other professionals to help meet your needs

Contact

  • Unlimited telephone and e-mail support with enquiries answered within 24 hours and access to your adviser’s personal mobile number 24/7.

Client Benefits

  • Unlimited access to high quality advice
  • Peace of mind – our advisers are all experienced and highly qualified
  • Personal contact and a bespoke service
  • All financial planning services covered by annual fee

Price

Initial Financial Review & One off transactions are up to 4% of the investment total up to £100,000, up to 3% of the investment total between £100,000 and £250,000, up to 2% of the investment total between £250,000 & £1,000,000 and negotiable thereafter. Ongoing review – typically 0.5%* of funds under advice p.a.(Usually deducted directly from your investment portfolio). *charges range from 0.5% - 1% and will be stated by the adviser at outset. example £10,000 invested charged at 3% would cost £300.