Our transaction based service for clients with straightforward financial circumstances and specific financial planning needs. Typically this service will include basic pension and investment planning and arranging life cover and mortgages.

Core Services

Initial Financial Review

  • Completion of a comprehensive financial review
  • Scientific “Attitude to Risk” analysis
  • Full Protection analysis
  • Tax wrapper optimisation - ISA/SIPP etc.
  • Consolidation of assets onto a suitable Wrap Platform (An additional cost may apply to this service)
 

Ongoing Review

  • Telephone and e-mail access to a named adviser
  • Option to have an annual meeting in our offices to review your financial plans
  • Annual valuation of investments & summary of cover
  • All records and correspondence held electronically
 

Additional Benefits

  • Regular portfolio rebalancing
  • Online access to valuations
  • Access to the Android and Apple App
 

Client Benefits

  • Low-cost access to high quality advice
  • Peace of mind – our advisers are all experienced and highly qualified
  • Personal contact
  • Access to additional financial and tax planning expertise (at additional cost)
 

Price

Initial Financial Review & One off transactions incur a minimum £338 fee. Initial fees are up to 4% of the investment amount and will be stated by the adviser at outset. Ongoing review – typically 0.5%* of funds under advice p.a. (Usually deducted directly from your investment portfolio). *charges range from 0.5% - 1% and will be stated by the adviser at outset. example £10,000 invested charged at 3% would cost £300.